After a brief explanation about health insurance that I covered in the previous post. Now I will going deep to explane the kinds of health Insurance, so you have to understand so much about this.
Individual Health Insurance
This health insurance for people who one extra protection besides insurance that provided in the company or other groups
Small Group Health Insurance
Health insurance that provide the coverage for employer who have two until 50 employess and depend on their needs. With this small group health insurance, you who owned small company can protect your employees with this type of insurance
Health Saving Accounts (HSAs)
Tax-deductible savings account that is paired with a high deductible insurance plan to cover current and future medical expenses. Unused balances roll over from year to year.
As a result of the Medicare Prescription & Modernization Act passed in January, 2004, Assurant Health offers anyone with a qualified high-deductible insurance plan, a tax-advantaged HSA. Quoted from assurant
Short-Term Health Insurance
Health Insurance that covers a short term period, from 30-185days (depends on their state or residence) This Health Insurance happen when someone who need an insurance between a gap from their actual insurance. This because he/she in the seasonal employees or just graduate from school.
Student Select
Health Insurance that have the coverage for student that graduated or ungraduated. It because the insurance from their parents don’t cover his/her anymore
Internatioanal Individual Health Insurance
Health Insurance that have the coverage for U.S and Non U.S who are traveling to the outside of their country. This health insurance cover international medical treatment
Prescription, Dental-Vision and Health Savings Plans
This is just supplemental insurance that cover prescription, dental-vision and health savings plans. With this insurance you get discounts for above supplemental. This just happen for someone who like to add the supplement to their current Health Insurance